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Gravitee posted:My husband and I have been pre approved for a loan (YAY) and we want to start to look at houses. How do you go about finding a good realtor? Everyone I've asked either didn't like theirs very much or the realtor they used is in a different county. I used this: http://homebuying.about.com/od/realestateagents/tp/Agentinterview.htm To get me started on questions to ask. Word of mouth is probably easier, but that doesn't always work out either. Just make sure they know where you stand. If you really aren't getting along, I doubt any realtor is going to force you to use them if you're constantly clashing. Don't be surprised if some Realtors are surprised at the questions you're asking. I had one Realtor who thought I was implying she was a sleazy car salesman by asking all these questions.
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May 28, 2009 23:45
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swenblack posted:This is one of the warning flags of a bad agent. A real estate agent should know more than anyone the importance of having full confidence in someone facilitating a financial transaction worth hundreds of thousands of dollars. Yes, I probably should have clarified. I didn't mean 'this is normal', just that some more than others may take the wrong impression, but that's something one can consider. edit: As to the forcing you into a house that is more than you want to buy, I guess I would consider the dollar amounts at work. At 3.5% and if they work for a realty company, they probably get half that. So on a sale, $10,000 more is getting them $175. They're probably more concerned about finding a home that you will like than trying to maximize a commission. That's my opinion anyway. Helado fucked around with this message at 23:27 on May 29, 2009 |
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May 29, 2009 23:21
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FidgetyRat posted:When I talk to my mortgage guy, he usually sounds like he wants to kill himself, so things are very busy at the moment.. They got hit very hard with refinances lately, and after the rates magically shot up a full 1%, they started getting tons of complaint calls and people freaking out because they just wasted 300+ dollars on home appraisals and now they can't refinance. There's been some interesting commentary online about how the higher rates are going to kill banks that have been backlogged since many refi's haven't been able to lock because the loans haven't been successfully underwritten. Anecdotal to this, every time I've went in to talk to the woman who is handling most of my paperwork, the stack of refi's on her desk has been higher. Last time I was in there it was almost double. They recently put a notice on their website that they are only doing refi's for people who originally had a loan through them.
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Jun 13, 2009 21:40
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