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Michaelos
Oct 11, 2004

Upgraded to platinum to donate money to Lowtax.

skipdogg posted:

Everyone here in BFC acts like everyone should have 100 dollar a month food budgets, live off of rice and beans, and drive 1988 beater Honda Civics.

That's because people rarely post a thread that goes like this:

"Hey Guys. I just got another big raise at work and I've been married to my Wife, a nerdy trust fund girl who doesn't have expensive tastes, for a year. Her trust fund is 1.6m dollars and we're buying a 400,000 dollar house, but her Dad wants her to buy a 450,000 dollar house which has hardwood floors and other rich person shiny poo poo that we don't really care about. We're currently making 116k a year before taxes, of which 52k is from her trust, so it's available even if I lose my job. We have no kids and are using 2 types of contraceptives even though we rarely have sex. I think the extra 50k cost is overboard, particularly since my Wife is unemployed and only gets money from her trust. Any advice?"

But people frequently post a thread that goes like this:

"Hey Guys. I just got another fired at my job delivering pizzas in my Mini and I'm living with my girlfriend, a financially inept girl with a debt of only 16,000 dollars. We're buying a 450,000 dollar house, but her Dad wants her to buy a 400,000 dollar house which doesn't have the hardwood floors and other rich person shiny poo poo that we really want. We're were making 61k a year before I got fired, and I think I'll get rehired at the same payrate. My girlfriend has 25k a year from her fast food job, so it's available even though I lost my job. We only have 1 kid. My wife is having morning sickness again, but we think it's nothing. I think I can afford the extra 50k cost since my wife is still working. Any advice?"

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Michaelos
Oct 11, 2004

Upgraded to platinum to donate money to Lowtax.

KarmaCandy posted:

A lot of us are financially sound and don't have sob stories to post.
You probably nailed it right here. If you are going to post a thread, you usually either have a sob story, or are setting up a megathread where other people can tell a sob story and ask for advice or ask how to avoid a sob story in the first place. For instance, technically the question "Okay, I want a Bugatti Veyron, but I want to be financially savvy about it. How much do I need in assets and income to make owning one be reasonable?" would fit this thread, but not a lot of people ask that question on the internet.

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