|
They called you and didn't tell you that they'd take your tax refund because 1. They wanted the money now. 2. They didn't want you to amend your W-4 (takes 1 minute in your HR office) to eliminate the refund, preventing them from collecting. So yeah, you could've adjusted your withholding to get your refund in your paychecks instead of lending it to Uncle Sam at 0%. You then could've used the extra take-home pay to make the payments on your student loans as agreed and not even been in default.
|
#
¿
Dec 4, 2009 16:39
|
|
|
|
| # ¿ May 2, 2024 17:43 |
|
|
Athaalin posted:Why are you sad? That's an excellent plan given the mess that things are over here. It's an excellent plan until his friend learns that the EU has most of the structural economic problems of the US in spades.
|
|
#
¿
Aug 23, 2011 14:58
|
|
|
Are you the beneficiary on those accounts? Just because you have access to the money doesn't necessarily mean you can just take it.
|
|
#
¿
Nov 11, 2021 04:05
|
|
|
You should probably ask in the legal questions thread, though they will almost certainly tell you to consult with a TX estate lawyer for specifics. The generalities are: If you're listed as a joint owner on an account, the money is already legally yours and you can take it. If you're listed as the beneficiary on an account, the bank will transfer it directly to you when you give them the death certificate, but you probably shouldn't take it beforehand. If you're neither, then you can't take the money, it's part of your mom's estate and needs to go through probate. Your mom's estate is legally obligated to settle her debts with any assets in the estate. WF should get paid from this. Heirs get anything left over. Did your mom have a will? If not her husband is entitled to a big chunk of the inheritance, possibly all of it. https://www.nolo.com/legal-encyclopedia/intestate-succession-texas.html If so, the executor will be responsible for settling accounts and disbursing the rest.
|
|
#
¿
Nov 11, 2021 05:35
|
|
|
You personally don't owe anything to WF or any other of you mom's creditors. You can take the joint money and do nothing else. If you decide to become executor of the estate, you as executor owe it to them to settle up, and owe it to her husband to track him down and give him his share. If you don't want to do that, you don't have to. But you can't get your rightful share of the inheritance until someone does.
|
|
#
¿
Nov 11, 2021 14:19
|
|
|
|
| # ¿ May 2, 2024 17:43 |
|
|
In that case, yeah, just walk away.
|
|
#
¿
Nov 11, 2021 15:21
|
|