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So I woke this morning to a notification of a new item on my credit history. There was a $4,000 debt collection charge from my former property management company I lived at before subleasing to an old coworker. I called them up and they said the guy I subleased it to abandoned the property and left damages and unpaid rent I was responsible for. They had never tried to call me but they had emailed me at an old email address I don't use anymore. The debt collection company had only tried to email me too. I did check the old sublease and it said I would be responsible for any unpaid debt/damages for the duration of the sublease. I'm upset they never called me because I know they both have my phone number and I would have addressed it sooner. Anyway, my credit rating dropped over 100 points and I'm pretty shocked and not sure how to deal with this. I haven't contacted the debt collection agency as I've never had an unpaid debt before and this is all new to me. edit: I guess the debt collectors dinged my score back in May and I'm just now finding out because of an email I got from Experian. I found the old emails the debt collectors sent me and they're using an address that I haven't lived in since 2017 so I guess that's why I never got any letters from them? Death By Yogurt fucked around with this message at 22:49 on Aug 8, 2023 |
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Aug 8, 2023 21:38
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| # ¿ May 17, 2024 14:13 |
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