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tuzalu
Jul 23, 2007
I pulled my wife's credit report and there were a few negatives on it.

The first was some late payments on a credit card that is now paid in full and remains open.

The second is late payments on a card that was paid in full and closed at credit grantor's request.

The last is a collection agency for about $300 from about 4 years ago.

I am going to dispute and try to negotiate deleting the collection amount from her account. With the other accounts that have already been paid, is there any way to have the negatives removed from her credit history?

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