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I've let myself get into some pretty obnoxious medical debt over the last few years, and I've been dealing with the repercussions since. I was sued by a debt collector for a few thousand, defaulted and paid them in full. Lesson learned, right? Not a week later I get a notice regarding another balance they're trying to collect. I tried a different approach this time, asking for proof in writing and such. Unfortunately, they complied as they have all their ducks in a row. Stupidly I let time go after they responded to me, and they're suing me for this balance now. They're a law firm that specializes in debt collection, and they've been doing so for decades, so I don't really feel comfortable going against them in small claims court by myself. The account is a little over $2,400, by no means something I can pay even a fraction of up front. How should I smartly proceed from here? Is it worth lawyering up, or is fighting it in small claims court by myself an easy enough feat? My hang up is that I can't really argue against the debt, and the collectors have done nothing illegal in their interactions. I would greatly appreciate any advice.
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# ¿ May 8, 2013 06:30 |
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# ¿ Jun 3, 2024 11:47 |