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My girlfriend got sued by some gym after they sold her debt to a collection agency. She went to the court date and the lawyer said "Wow...no one ever shows up to these things." After she heard that she told him that for her $500+ in debt, she would pay it all off right then and there for about $200. The lawyer said "Yeah, sure!". Guess he was just happy to get something. I plan of keeping up with this thread as much as I can. I have tons of student loans well past due as well as over drafted bank accounts. I honestly want to pay all of it back, I'm just underpaid....so it just doesn't work out. I hope during income tax time I can take my whole check and haggle with some of the folks I owe money too. I already have my credit report printed with everyone I owe money to. My action plan is to just call them, offer the least I can, and hope they take it. If they don't, they are at the bottom of the totem pole and I move on to the next. Thanks for all the info!!
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# ¿ Dec 23, 2009 23:29 |
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# ¿ Apr 28, 2024 04:50 |