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Utz
Aug 1, 2008

by vyelkin
Very interesting, thanks for making this thread. I once had a collector pursue me over a debt I didn't actually owe. I demanded that they prove I owed anything, sent it to them in writing, and never heard from them again.

My girlfriend owes about $25k on two credit cards. Servicing that debt has grown onerous to the point that she's having trouble making her monthly expenses (rent, food, etc). What should she do? Let it default and go into collections or try working something out with the CC company? Her goal is to keep her credit in good shape, and she's willing to pay back the money, she's just having trouble keeping up since they raised their monthly minimums.

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