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Icii posted:Wages and Bank Accounts are immune to garnishment in the state of Texas. You will never see a lawsuit if you are in that state. The battle for Texas Independence from Mexico was fought by a large number of people running from debts in the NE US. <- fact  If your state doesn't have wage garnishment you can send a letter to a collection agency stating that they should never contact you and to get hosed. By the Fair Debt Collections Practices Act (FDCPA) they have to stop the harassment, but if they don't you can file complaints and sue them. If your state does have wage garnishment you have to work something out or move to another state. Since bankruptcy reform there is no magic resolution to debt now that Chapter 7 isn't available. Also, credit counseling is a simple non-profit collection agency, which also will show up on your credit report as a charge off or that you settled with them for less than the full balance, which most people don't know about (or to ask). UfoRia fucked around with this message at 16:26 on Dec 11, 2009 |
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Dec 11, 2009 16:22
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| # ¿ May 3, 2024 03:20 |
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