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I have a bill on my credit report for $74. Apparently its an old bill with Sprint that never got paid. Its now in the hands of some debt collections agency. While $74 isn't that much and I could offer to do a pay-for-delete, is there anything else I can try to get it removed from the credit report that'll save me some cash? Would my first step be to contact the credit agencies and dispute the validity of said item? Or would you suggest something else?
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Feb 24, 2010 03:38
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| # ¿ May 8, 2024 00:57 |
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CubsWoo posted:As said above, try both. In the end, though, an old cell phone debt that's under $100 isn't going to dent your credit that much so you might just want to let it go. My credit rating is about 10-15 points below what I need for a Sallie Mae loan. I kinda need every bump up I can get. 
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Feb 25, 2010 01:41
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