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Jean-Paul Shartre
Jan 16, 2015

this sentence no verb


Boris Galerkin posted:

e: The person on the phone does not say it's for debt collection, just that they need to speak with my ex "for business purposes" and that they are contacting the account's emergency contact. I googled the phone number and it comes up as debt collections.

They're legally barred from disclosing that your ex owes a debt to a known third party, so it seems they're at least playing it somewhat by the book. However, they're only allowed to call you once, and it seems they're ignoring that part of the FDCPA. Send them a certified letter laying out that you don't have your ex's contact information and requesting them to stop contacting you. If they don't, start logging calls, and after 2 or 3 more you have a pretty clear-cut case that they owe you up to $1000 a pop.

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Jean-Paul Shartre
Jan 16, 2015

this sentence no verb


Zarin posted:

I know a couple lawyers so I'll check with them; I don't live in Scientology Country though.

As for the fraud part, I agree; it's his mom though and he's not wanting to throw her under the bus, which makes things difficult.

I'm afraid he's very likely going to have to, at least it he wants the defuckulating to work. Once you start making claims like "rescind this loan because it wasn't me who took it out," the bank is going to demand a police report or similar, to establish that it in fact was not him who took it out.

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