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Incredible info so far. voted 5. I have a couple questions. How do you know how long something has been on your report? For instance, if I have a 800 cell phone bill that was charged to my report 5 years ago, should I just wait out the 7 years? Or try to pay for delete? How do I know how to contact these people? I have a couple things dragging down my score all in the 500-1500 dollar range and all from at least 3 years ago, what would you suggest I do to help get my credit score back to normal? I know you can get a free credit report something like once a year, and i've done that recently although I wasn't sure exactly what I was looking at on each of the three branches. Is there a number to the agency that currently owns my papers? Is there anyway to know how far down the line it is? Like whether its a 'junk' CA or the original? If you are never 'served' in person is it possible to still be sued and auto settled against for no show if you never knew it happened? Or can the court date not be set until it is confirmed you have been notified. Any help would be appreciated, especially general advice based on my situation. Thanks.
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Dec 11, 2009 01:53
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Wow, thanks for the info. Since i've read this thread i've got my 3 annual reports from the bureaus (well I haven't got my Trans yet because they locked me out after I didn't answer a question right). Do you think you could take a look at them and let me know what you see, if anything? Maybe this is something you aren't supposed to do and that's fine. Or if it's asking for something that is normally charged good money for, that's fine too. But let me know.
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Dec 11, 2009 04:31
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