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vanbags
Dec 6, 2003

An ape.
If someone has accrued debt due to fraud how is that handled? Apparently my girlfriend's mother has put a load of poo poo in her name without paying (DirectTV, AT&T, Charter, etc.) and now the debt collectors are after her. All of the debts are outstanding because she has had no idea about it until they somehow stumbled upon her cellphone number (probably from the mother).

They tell her the only option she has is to either pay the bills or report it as fraud, in which case she will still have to pay the bills but they won't report it on her credit score.

I'm trying to talk her into reporting the fraud to the authorities, but she's hesitant because it's her mother.

Will she really have to pay the bills even after reporting it as fraud?

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