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So I got a letter in the mail from Insurex Inc. It states the following:quote:RE: GEICO Then at the bottom theres the spiel about it being from a debt collector, an attempt to collect a debt, and how to dispute. Now, I was uninsured at that date, however, I did not get into an accident on that date. In fact, I have never, ever, been in an accident or anything resembling an accident or anything that might require a filing. Is this BS? The Statement date is December 18, 2009. As of a few days ago nothing new is on my credit report. I'm worried since I was in fact uninsured for a little bit, but should I just send in a dispute letter and go from there? tuckfard fucked around with this message at 20:04 on Jan 5, 2010 |
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Jan 5, 2010 20:02
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So I got delivered a court summons this morning. Its for a debt that I knew existed but rather than deal with the fact that I couldn't pay it, I stupidly just ignored it until I'd be able to pay it. Now I got a scary letter saying me or my attorney need to file a written answer with the Clerk by 10am on the Monday following 10 days after today, or risk default judgment. The amount being asked for is $2743.73 on a card that's about 6 years old. I'm fairly sure that amount is close to accurate. They're also asking for $1360.61 in "post charge-off accrued interest" which is new to me because the account has been closed forever and this has been in collections for a while. Says its continuing to accrue interest at 23.9%. They're also asking for court fees "of at least $1025.94 or as otherwise awarded by the Court." So where do I go from here? I never thought it would come to this, but I guess this is what I get for not dealing with this crap.
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May 7, 2010 18:24
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IceWolfe24 posted:What state are you in? Depending on the state, 6 years could be past the legal Statute of Limitations. Texas, which I'm pretty sure is 7. Well this says 4: http://www.fair-debt-collection.com/sol-by-state.html#44 I'm pretty positive I haven't made any sort of payment on this in at least 4 or 5 years. How would I go about confirming/proving this? tuckfard fucked around with this message at 19:37 on May 7, 2010 |
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May 7, 2010 19:34
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CubsWoo posted:First thing: Get started on an answer. Check one of the debt-focused forums for advice (I'll c/p some of it later) but no matter what make sure you file an answer. Included is the summons, the "Plaintiff's Original Petition and Request for Admissions" which is about 5 pages, and a yellow card with contact information of the attorney saying "you can still settle this matter and avoid going to court!" The company is CACH, LLC if that matters.
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May 8, 2010 18:16
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When I closed my Sprint account last fall, I assumed everything was paid off. A month or so ago I started getting multiple calls a day from IC System Inc regarding this bill. I asked for a verification and they sent one. I also logged into my old Sprint account and I had an amount due for the same amount this agency is asking for. While I don't doubt that I owe the money now, with which should I make the payment? edit: talked with sprint, its out of their hands. Question answered! tuckfard fucked around with this message at 04:33 on Mar 2, 2012 |
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Mar 2, 2012 04:15
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