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When I entered college at 18, I took out student loans (around $2,500/semester). After a year and a half, I dropped out and applied for a Citi credit card, which I maxed out at my cap of $5,000. I made regular payments for a short while, I don't remember how long, but unemployment and lovely life situations hit me & I was unable to keep paying. I've not improved my situation much since then but right now I owe two ~$2,500 student loans and one ~$6,000 credit card debt. I've received few calls and bits of mail from them for the past few years, but have ignored them mostly because I told myself "I'll be able to start affording monthly payments soon, then I'll talk to them." Now I'm 25 and have recently received a letter stating they're going to garnish my wages (which would be difficult considering I'm unemployed). What would be the best course of action in my situation?
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Feb 12, 2010 13:09
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| # ¿ May 1, 2024 02:15 |
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