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Sorry if I missed something on this earlier, but I recently got a letter from an agency on something I defaulted on in 05. I fired back a debt verification letter and got a response. They basically said they wouldn't contact me further about this debt and they 'attached an original validation of debt that verifies this debt.' The validation they attached is nothing more than: As of the date of this communication, you owe $1,189.95 on Account number (some number) which is now owned by LVNV Funding LLC. Should you desire to pay off the account in full, you should contact us at 1-888-665-0374 to determine the payoff balance as interest, payments, credits, fees, and/or other permissible charges can continue to cause your account balance to vary from day to day. The only other thing they show is my previous creditor which is accurate. This seems like a pretty flimsy 'validation' to me. Where would I go from here? Do some research and fire back another letter or start negotiations for a pay for delete?
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Feb 24, 2010 11:37
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| # ¿ May 7, 2024 18:35 |
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