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A collection agency just sent me a notice of a debt that I owe because of a surgery in 2007. Due to some mistake with my father's insurance being switched a few days earlier than it should have, my operation was not covered when the bill was sent out. We tried to work with the insurance company but they have done nothing. I am broke and have no way of paying 4,000 dollars. Is this situation different than credit card debt? Maybe harder to fight? Since this letter is from the first collector after the surgery company they will probably have all my information on file and the rights to sue me in small claims court I assume. Is it possible to fight this off in some way? What kind of letter should I send them? Also I have no property, no other debts and will be moving out of state at the end of the school semester.
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Feb 27, 2010 08:57
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| # ¿ May 8, 2024 02:47 |
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