iceaim posted:

I had racked up $100k in legal fees that I stuck on several credit cards and lines of business credit. I was still in the US at the time, and when poo poo finally settled I was already living in HK.

I walked away from that $100k unsecured debt and there was nothing these creditors were able to do to me. Like 2 of them sued me about 4 years ago, but since I was now in Hong Kong (and still am!) a default judgment from a US court is meaningless here. So I don't have to worry about having my income garnished or my bank account seized.

My US credit was ruined for sure, but it didn't follow me to HK anyways. I built a brand new credit history in Hong Kong and have never looked back.

Edit: Also when the creditors sued me, they never properly served me because they couldn't find me. They actually tried to leave the papers with my parents which isn't going to make any judgment stick. But like I said, a US judgment doesn't matter to me anyways.