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i am not zach
Apr 16, 2007

by Ozmaugh
I have a Credit card that has ~7000 dollar balance on it with 13.25% APR... should I be calling them to lower the APR? is 13.25% too high? I have never missed a payment on it and am currently in the process of paying it down. I was laid off from my previous job and built this up over the course of 6 months... now have a new one, putting 1k-1.5k on the CC a month so it should be paid down by the end of the year.

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