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Grumpwagon
May 6, 2007
I am a giant assfuck who needs to harden the fuck up.

Amazon allows you to top up your virtual Amazon gift card balance for any amount, so I just buy a $.03 Amazon gift card.

Even if you don't shop at Amazon, Amazon balance sells close to par with cash on SA Mart and elsewhere.

EDIT: Oh, there's a whole new page here.. oops

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Grumpwagon
May 6, 2007
I am a giant assfuck who needs to harden the fuck up.

Umbreon posted:

I believe you, so I'm trying to find a good way to calculate so I can actually see the numbers myself and see exactly how much that flexibility would cost me. Would any random auto loan calculator do or is there a better way to find that out?

Another consideration for this would be the length of time where you'd be underwater on the loan. If you choose option 2 (which I wouldn't do for a car, but am sort of doing on my house, so I understand the impulse) is that if a catastrophe occurred and you'd need to sell your car, being underwater on the loan complicates things a lot. Obviously if you were making large payments before that this isn't really a concern, but it's something to think about when gaming out scenarios.

Grumpwagon
May 6, 2007
I am a giant assfuck who needs to harden the fuck up.

Or https://www.doctorofcredit.com/high-interest-savings-to-get/

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