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I just pulled my credit report, trimmed it down but this is the meat of it: 3 cards and a student loan, last two are recently paid off save I think ~$50. First two carry, uh, comfortable balances. I have no memory at all of where those late payments came from on my first card. I am 90% sure I wasn't ever late, and 99.999999% sure I was certainly not 30 days late. What should my first course of action be on getting this corrected, or really is it even worth worrying about?
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May 24, 2010 06:51
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| # ¿ May 6, 2024 04:13 |
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Is there a difference between a loan being "withdrawn" and denied? I applied for a car loan from my very small credit union (it's a CU exclusive to my workplace, I happen to know I was their 410'th member when I joined about 6 months ago, and they've been around for many years) pretty much just out of familiarity without really expecting them to give out loans for any amount at all... for anything. I filled out the application on their website which looked like it was made in, oh, 1996. It didn't even ask me to specify which car I wanted to buy, or they year, or anything besides the loan ammount. In fact I can't remember if there was even a place to specify what the loan was for at all, lol. I filled out everything completely, and now the loan status is listed as withdrawn. When I googled it I didn't get much besides people talking about how it means they didn't even check my credit (which I would consider quite good in relation to the specifics of the loan), and it has just been denied on on their side of things. I was trying to call them but I'm not sure if anyone actually works there. I think it's a credit union robot.
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May 28, 2010 07:01
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