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Can anyone help me figure out about loans? I'm 23 and one summer quarter away from graduating college. I have $24000 in student loans, $6000 in credit card debt and a credit score of 712. I make about $1200 a month currently, and in July I will start fulltime work at $4100 a month pretax. I need to find a way to get about $4000 by June 11th to pay for school this summer. I think my options are a private school loan or an unsecured loan. I checked with my school and I can't get any more federal loans this year. What I would like to do is to get a $10000 dollar loan, pay for school, and use the rest to pay of my credit card. Any suggestions on how I can get money? How should I apply for a loan? What should I watch out for? Suggestions?
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May 25, 2010 16:14
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| # ¿ May 6, 2024 08:42 |
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froglet posted:From what I've heard here in BFC, student loan debt is not discharged by bankruptcy - why would you want to take on debt that can't be erased by bankruptcy to pay off something that can (the credit card debt)? If I were you I'd pay minimums on the credit card until my situation improves (i.e. that full time job starts) and start tackling the debt. I mean, I'm planning on paying it all back. I start working full time in two months (work and classes at same time). I just need some extra money for now. Is this site legit? http://www.simpletuition.com/student_loans_home?brnd=esl Citi, salliemae, discover are listed as offering private student loans. Is there a downside to applying for something like http://www.discoverstudentloans.com/home.aspx ?
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May 25, 2010 17:04
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