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Does it help my credit score to get the credit limit on my cards increased, even if I'm not going to get close to maxing it out anyway?
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May 29, 2010 16:38
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| # ¿ May 6, 2024 04:54 |
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What is a "good" or "good enough" credit score? I am mostly wondering what will be looked upon favorably when I'm trying to secure an apartment where they check that kind of thing. Quizzle says I am at 694. I'm told 720+ is optimal, but I'm not sure how to get there. What can I do to increase my score besides just using credit cards and paying them off every month? I think the only reason it's not any higher is just because I don't have much history. I'm just not sure what else to do, because it's been the same for about a year even after using my credit cards for everything and paying them off on time, every time. What else should I be doing?
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Aug 22, 2010 03:05
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moana posted:You've checked your credit history and there's nothing on there against you like a late payment? Make sure you check all three reports from https://www.annualcreditreport.com. Apart from that, just keep doing what you're doing and you should be just fine. Yes, I just checked all of them and there's nothing negative. I plan to keep doing what I'm doing, but when can I expect my credit score to go up? I'm making plans to move in a year, and it sounds like my score is going to be really important to secure housing.
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Aug 22, 2010 03:46
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A few months ago my dumb cat ate some dumb poo poo and I had to pay a lot of money to fix him. I got this CareCredit credit card because I got 6 months of no interest on it, but I'll be done paying it off next month. So what do I do with this credit line when I'm done with it? I will never use this card again, because there's really no benefit to it after the promotional period is over. I should leave the account open, right? Can I just cut up my card into a million little pieces and be done with it?
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Dec 25, 2010 18:30
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