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alnilam posted:I wasn't sure where else to ask this, Dik Hz posted:Signing up for an account at creditkarma.com will let you soft pull your TransUnion score once a week. New accounts would likely show up there if someone opened one in your name. Forget that, he should just do what Remy says and set up alerts and a credit freeze. That'll stop someone from making a fraudulent account in the first place. Score is unimportant.
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May 26, 2013 14:26
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FizFashizzle posted:On the 5500 report I see Hartford and Wells Fargos name a lot. You need an adult. Please go to napfa.org and find a fee-only financial planner to help you sort things out.
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May 28, 2013 14:33
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alnilam posted:I did the equifax alert thing. Since there were a few weeks between losing the mail and when I set up the alert, is there any way to check if anyone has opened a line of credit in my name? Would that just be going to get my free annual report from equifax, and see what's listed on it? Yeah look at the actual report. Do an alert through both Transunion and Experian, too. Sometimes they hit different things.
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May 28, 2013 22:20
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OrangeKing posted:Here's a newbie question. I'm in the relatively good position of having a bump in my income and having recently (finally) gotten on the budgeting train. Things feel a lot better and under control now, but there are two major issues: at the moment I'm both heavily in debt (including a lot of high-interest credit card debt) and without an emergency fund. Post in budget thread with specifics and they will sort your poo poo out.
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Jun 9, 2013 14:33
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OrangeKing posted:I do have rent to pay every month, but other than that, there's not really much in the way of "cash" expenses. Over the last couple of years, I've been very good at avoiding putting anything on my credit cards if I could avoid it, so having them around doesn't scare me, but I very much want to pay them down (particularly one that, as you said, has a very high interest rate). With that in mind, I'll prioritize debt repayment over the emergency fund then, without completely ignoring the latter. That's fair. I just mean ballpark numbers with interest rates so people can  their way to help you figure out the most efficient way to pay it down.
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Jun 9, 2013 21:48
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