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Evil SpongeBob
Dec 1, 2005

Not the other one, couldn't stand the other one. Nope nope nope. Here, enjoy this bird.

Vestral posted:

I need some credit card management advice. For reference, I'm in Australia.

:doh:


It sounds like you really need to get a hold of your overall financial situation. For example, you're not budgeting, you're opening up new credit cards and I would bet that you have no idea what your monthly expenses are. Combine that with your BF's ways, and I predict a Cornholio. Take a look at the OP, get an overall view of your financial situation, then tackle those specific debts.

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Evil SpongeBob
Dec 1, 2005

Not the other one, couldn't stand the other one. Nope nope nope. Here, enjoy this bird.

AA is for Quitters posted:

ok, so not so newbie, and not even for me...

long story short my sister's husband racked up over 200k in debt.

Lawyer, lawyer, lawyer.

Edit:

shrike82 posted:


I originally posted this in D&D but it's relevant here too - if your net worth is > $3,662, you're doing better than the median < 35 US household. Give yourself a pat on the back!

Is this including or excluding mortgage debt and/or equity?

Evil SpongeBob fucked around with this message at 06:48 on Jan 28, 2012

Evil SpongeBob
Dec 1, 2005

Not the other one, couldn't stand the other one. Nope nope nope. Here, enjoy this bird.

SlightlyMadman posted:

Yeah, I just opened a "Rollover IRA" with Vanguard and I just filled out the paperwork with Vanguard's address and they cut the check right to them. I never even had to touch it.

Welcome to the Vanguard club. If they had bumper stickers, they'd be the first/only thing on my '96 explorer.

Evil SpongeBob
Dec 1, 2005

Not the other one, couldn't stand the other one. Nope nope nope. Here, enjoy this bird.
Anyone used vanguard's advisor service? I signed up, they charge 0.3% of vanguard assets annually and you can import all other 401k and tsp. My call is at the end of the month.

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