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Can anyone tell me what the holdup is on my VA CCD record download? I've checked it twice lately (~2 weeks) and it still says "updating". 
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Feb 5, 2015 22:59
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Godholio posted:Ok, a VA loan isn't really that big a unicorn. All it means is that instead of a down payment, the VA will guarantee the bank a certain portion of the loan, up to a certain dollar amount (I don't know what it is). You still go through a normal bank (I don't know any bank that doesn't want to work with these, but YMMV. I got my loan through Wells Fargo because they had a better deal than USAA at the time). If you use up to the full amount (you generally will) then that's that. UNTIL you sell the home or refinance, freeing up your VA guarantee again. Some regions speak VA more than others. Not that anyone would buy in NYC here (assuming) but good luck finding an agent or bank who will deal with the VA's hoops. It's an extra hassle for banks that are often already hesitant to get their dicks smacked for predatory lending or anything which might be perceived as predatory lending. Also secondhand experience in buying with a VA loan is that you'll spend twice as long jumping thru hoops (extra inspections etc) and routing paperwork thru another layer of bureaucracy.
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Feb 6, 2015 03:06
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Zero VGS posted:Mine might have been extra weird because it was during the peak of the mortgage crash. I did get the $8000 first time homebuyer Obama bucks at least. Wish they'd do that again. You mean inflate house prices by $8000?
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Feb 6, 2015 16:21
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psydude posted:
Not trying to be dumb. But, why?
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Feb 11, 2015 05:27
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Scan that poo poo. I haven't had to provide a paper DD214, like, ever
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Feb 11, 2015 13:22
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