|
It is a moving thread! The time is upon us when people are graduating and that means it's moving season. Post your moving questions & experiences here. I've put a lot of s in here for places where I need help making this a more useful OP. Please contribute! Moving out for the first time: How much money should I have saved up before moving out? Make sure you have money for at least three months' expenses. Six months' worth is even better. In fact, try to keep an emergency fund like this running all the time... You never know when you'll need it. Check out the Newbie Personal Finance Thread too. How much should I pay for my apartment? As a rule, you want to be paying 30% or less of your total income (pre-tax & witholdings). Ideally it's closer to 25%. This can be tough if you live in an expensive area, but it's almost always going to be doable. If you can't find an apartment that you can afford with 30% of your income, then you need to (a) try lowering your standards (Do you NEED a pool & a gym? Do you NEED two bedrooms?) or looking at different locations, (b) consider getting a roommate, or (c) don't move out till you get a better job. Now that I'm living on my own and paying my own bills and buying my own things, should I be budgeting? Good question! I'm glad you asked. Yes, keeping at least a basic budget is a very important part of managing adult life. Here is a thread for a lot more in depth info and people to help you out. Some people like to track all their expenses in a notebook and stick very closely to their budget; others have more of a loose general sense of how much they want to spend on things per month. Either way, you need to start by sitting down and going through your expenses to see how much you're spending/saving now, then considering how much you WANT to be spending/saving, and then making a budget accordingly. Most of the time you are probably spending more money on things than you think you are. Eating out is a huge drain on a lot of people's finances, for example. Track how much you spend on food, cups of coffee, etc. for a month and you'll probably surprise/horrify yourself. Crap! I'm alone and I don't know how to do laundry or cook for myself! The internet is great. You'll be wanting to try WikiHow on the laundry, and we can help you out with learning to cook in the GWS questions thread. I didn't expect that... - Moving is expensive: You'll end up buying stuff that you forgot you'd need, almost always. Plus there's the cost of transportation, pizza, booze, the security deposit, furniture, stocking your pantry... etc. - What else? Hey there, I need your questions & answers to put up here. What are some things everyone should know or prepare for before moving out on their own? For now, if you need help, go browse around MyFirstApartment. This is a ridiculous blog with articles on EVERYTHING. Choosing an apartment: The process of finding & renting: Before you do anything else, determine what kind of apartment you want and what you can afford-- A studio? A one bedroom? A two bedroom? Do you need roommates? Do you have pets? Etc. Zero in on some towns or neighborhoods.
Questions to ask a potential landlord (in no particular order)
Questions to ask a potential roommate (in no particular order)
Also, this may be fruity as hell, but try to sit down weekly at first and then maybe monthly or so and check in with your roommates on how things are going. They may not have known it, but it may turn out that your roommate goes super saiyan inside when crumbs are left on the counter by the toaster, or when you leave the upper lid of the toilet open, or when you leave your shoes in the doorway... Best to have a frank talk and find these things out than begin to hate one another and stew for months. Moving In Things to make sure you have when you move in:
Where do I get boxes to pack? You can get boxes at bookstores, supermarkets, & liquor stores, usually for free. Don't buy them unless you're too good to use boxes that smell a bit like lettuce. Edited several moves later: Or you know, buy some. Sturdiness and uniform size is nothing to sneeze at. Depends on your budget! I need to use a moving company or hire a truck.
Hunting Resources:
Informational Resources: Please suggest any further resources, especially region specific stuff & things for outside the U.S. I also need some stuff on long-distance or international moves. Decorating & Furnishing
Other useful threads you should look at, especially if you're new to adulthood
Eggplant Wizard fucked around with this message at 13:30 on May 31, 2013 |
# ¿ May 13, 2011 21:52 |
|
|
# ¿ Apr 29, 2024 03:29 |
|
Skywriter posted:My tips: I dunno, they're a hell of a lot better than this kind: (Kittens make every illustration better) I've only lived in a place with no-radiator heating once and it was all right but I don't think it was much cheaper than with baseboards. If you live in a place where most of the housing is more than a couple decades old, and you're looking on the cheap, good luck finding a place without radiators. Scionix posted:Also it kind of makes me laugh to see the roommate questions, I just assumed everyone would move in with a friend (in my case). I'm so naive Even when moving in with a friend, though, it's good to get all that stuff out in the open. I'd say especially with a friend, assuming you want to keep him/her. I'm living with a friend now and we're better friends than ever, but getting stuff clear like "I need you to listen to music with headphones, especially during exams." can save a lot of anger down the line. Also, holy poo poo, make sure you're on the same page in terms of food sharing. Thanks for all the good stuff so far guys Keep it coming!
|
# ¿ May 14, 2011 13:45 |
|
One Sick Puppy posted:Very intriguing ideas, might hit up IKEA soon. Thanks guys! Another good idea is to go around yard sales and see if you find anything you like. Most stuff is going to be hideous, but you can find some fun knick knacks or paintings. Discount stores like Marshall's or TJ Maxx have home sections, too. Also, posters can be fine decorations provided you get frames for them. Doesn't have to be anything fancy, just a basic plastic one. It really tidies them up and makes them look a bit more respectable.
|
# ¿ Jun 2, 2011 23:49 |
|
immakiku posted:Where's the best place to get renter's insurance? Do I have to work with the landlord for that? What if I'm reasonably sure the place will not burn down since it's a sturdy building? 1) Any insurance company has it. If you already have auto insurance you could see if there's a package deal. I just typed in the url for the first firm I thought of and put in for a quote. I had insurance later that afternoon. 2) You might need some info, like what the building is made of and when it was built, but you can usually guess tbqh. Otherwise the landlord is not involved; it's your personal policy for your belongings. 3) A fire that doesn't burn down a building completely can still cause extreme damage to your things, even just from smoke. Depending on your policy you may get protection in case of theft, too, and probably other things. It's not just for fires by any means. It is only about $100 for a year for me (and I lived in a wooden house built in 1890 on the corner of a busy street across a bridge from a place with a somewhat high crime rate, in a place with a high cost of living). That $100 meant that if my house ever burned down, or if someone broke in and stole my computer, I would be reimbursed up to $20,000. Yeah, it's worth it.
|
# ¿ Jun 3, 2011 17:57 |
|
Hey, I have a question. What the heck is the deal with all these "rent to own" ads? I understand the concept of paying payments to the owning bank instead of rent, but is it the sort of thing you can get out of, or are you stuck with it like a proper mortgage? I'm assuming it's a terrible idea, but I'm curious.Pope Mobile posted:Finding an apartment that will accept 3 pets in Seattle is a bitch. Found a place in Magnolia (Overlook) that will take them, but no others, and we want to keep our options open, as we're moving mid/end of August. Most places only take cats and/or two pets max. Stupid question, but have you tried craigslist? Also, and I'm not saying you should do this, but you could possibly get away with saying you only have two pets and assuming no one will ever notice the extra cat or dog or w/e. If they're all dogs it could be a problem.
|
# ¿ Jun 3, 2011 18:39 |
|
Flash Gordon Ramsay posted:And when they discover it, either because a neighbor rats you out or they have to perform emergency maintenance or any of a number of other reasons, you will be in breach of contract. At best, you will have to get rid of one of your pets, at worst you will have to move and potentially owe lease cancellation penalties. Absolutely. I don't think it's good plan, but it could be a last resort type of option.
|
# ¿ Jun 3, 2011 21:33 |
|
Merou posted:What do I do to secure an apartment if I'm 2000 or so miles away and may not be able to be there in person to at least do the application and such? I'm applying for jobs in Portland but I live in Texas. I can't (won't) move there unless I get one of the jobs. Faxes! They have a purpose still, believe it or not. Mind you, you could also scan & email if they are sensible about computers. You'll be fine. The tough part is finding an apartment while you're far away... I'd want to make a visit to check out some prospective ones before committing.
|
# ¿ Jun 4, 2011 21:54 |
|
AA is for Quitters posted:This is another good point. Figure out if you *really* need cable and internet, or if you can get by with just internet. (most things are available to watch online these days) Figure out if you can steal internet, or if you live nearby friends, split the internet bill and get a powerful router. (I used to do this with the neighbors. They gave me $30/month for the cable bill, I gave them the password to the router). Craigslist is pretty active. Trenton stuff shows up on the central NJ one but there's also a Southern NJ one you might want to look at. That area is relatively cheap compared to much of the rest of NJ, too... I haven't found anything better, although nj.com also has a classifieds section. Rent.com is good if you're interested in complexes. eta: also that vvvvvvvvv Eggplant Wizard fucked around with this message at 17:33 on Jun 9, 2011 |
# ¿ Jun 9, 2011 17:14 |
|
Reverend Cheddar posted:I'm sure I can have a parent cosign with me, but do landlords usually agree to those kind of terms? (another dumb question probably. I am definitely all new to this though...) This is the best and easiest way, but another thing you can do is bring some of your paystubs to show how much you make, and/or try subletting. Also you should probably sign up for a credit card. You don't have to use it or anything, or you can just spend like $5 on it a month & pay it off immediately, but having that history is really valuable as you go on. Ask in the BFC newbie thread about good choices. Cortel posted:So I just broke up and can't afford the place we had lined up by myself and therefore have 8 days to find like a bedroom in someone's house or something. I've been looking on craigslist (north of Chicago) but I haven't had much luck. Any ideas? There are several colleges/universities in Chicago, yes? See if you can find websites catering to them specifically. You could also try padmapper & hotpads and see if anything comes up. Have you posted your own craigslist ad, too?
|
# ¿ Jun 23, 2011 15:02 |
|
Thumposaurus posted:The HotPad link in the OP redirects to a kitten for sale website now Hahaha fixed that now.
|
# ¿ Jun 23, 2011 19:39 |
|
All that for less than $1200? I live in a dumb place.
|
# ¿ Jun 24, 2011 14:40 |
|
I don't think there is a craigslist thread. You can post one if you want. Mostly though, accept cash only and meet in a public place.
|
# ¿ Jun 25, 2011 01:55 |
|
Crackpipe posted:Know any friends who work at bookstores? Hit them up for boxes first. The stuff laying around the back of a Barnes and Noble can take almost anything. This, seriously. There's usually a cardboard dumpster out behind a Border's or Barnes & Noble. Even someplace like Target or any other big store ought to have a bunch of boxes. Book ones are the best because they're barely used and of a uniform size, and a reasonable size to carry even if full of heavy things.
|
# ¿ Jun 27, 2011 03:54 |
|
Take a loooooot of pictures before you do anything. You don't want that stuff blamed on you.
|
# ¿ Jun 29, 2011 02:34 |
|
amethystbliss posted:Do we have any kind of home decor thread? I'm moving into my first non-student place next month and am looking for cheap decorating ideas, ways of fixing up old furniture, etc. I'd appreciate links to any blogs or sites that are helpful for this kind of thing. I've already started looking at Martha Stewart's website, Better Homes and Gardens, and HGTV. Not as far as I know. I'd be happy to have that sort of thing in here, though. I know Apartment Therapy is a decor site, but I don't think they run cheap.
|
# ¿ Jun 29, 2011 12:56 |
|
In addition to hospitals, try bookstores, Target/Walmart/Best Buy type stores, a university library (they move books for interlibrary loan all the time), and any other grocery or convenience store type things you can find.
|
# ¿ Jun 29, 2011 22:52 |
|
Thoguh posted:For anything other than family heirlooms, crumpled up newspapers are far more cost effective and just as good as bubblewrap. Plastic bags are also good in a pinch, and chances are most people you know have a sack of them sitting in a closet somewhere that they were planning to take to the supermarket to recycle but never got around to it.
|
# ¿ Jul 2, 2011 01:11 |
|
oxidation posted:This may be a stupid question, but I'm kind of in a bad spot at the moment: As long as a lease has not been signed, are you allowed to back out of an apartment? Yes, if you didn't sign a lease you're not obligated to take the apartment. You're likely to lose any money you paid (security deposit?) and they are going to be very very annoyed with you. I suggest calling after business hours and leaving a message so you don't have to talk to the realtor in person (Yes, I am a coward. OTOH, I've had to make that phone call before, and it sucks.).
|
# ¿ Jul 27, 2011 03:53 |
|
crazyfish posted:I would suggest not moving in there at all. If that's the stuff you see now just imagine what they're not telling you. This is a really succinct and intelligent way of phrasing the reaction I had to your post, which was essentially NO DON'T.
|
# ¿ Jul 27, 2011 21:33 |
|
My move in date is August 15. I signed my lease in the first week of July. The previous tenants moved out on July 31st. Yet somehow, the town-mandated inspection that has to happen before a new tenant can move into an apartment is scheduled for... August 15 at noon? I only found out about this two days ago when I called to ask when I could get the keys. Even up to like last Sunday, he was saying "Oh we'll still aim for the end of this week." Also, "It'll only take 30 min and I've never failed an inspection so I'm sure you'll be able to start moving in in the afternoon" is not really encouraging. This is obviously not an immense problem, but it's pretty loving irritating. Especially for the person moving into my old apartment after me, whose move is now delayed 4+ hours, and also her use of the truck since we're sharing.
|
# ¿ Aug 12, 2011 16:56 |
|
NuclearGuru posted:This question is a bit different but I don't know where else to ask: I'm looking for a bean bag chair or other comfortable sitting device that is good for watching tv, reading, napping, etc. Something a bit on the firm side would be nice to provide back support as I have some pain there. A bit late, but have you tried a butterfly chair? I don't know if it would actually be good for your back but they're very comfy.
|
# ¿ Oct 6, 2011 03:30 |
|
Butt Soup Barnes posted:How seriously should I take these apartment reviews online? Obviously the people with complaints are more likely to post about them, but it seems that every single apartment complex within a 20 mile radius of where I want to live is an absolute shithole. You really have to go and look at apartments in person. Few people who like their apartments go and post about it online, especially if it's just okay and not THE BEST APARTMENT EVER FREE COOKIES EVERY DAY or something. Use the web for price & amenity comparison; use your eyes and word of mouth for actual evaluation. If you're not shy, it can be a good idea to ask current tenants how they feel about the place when you go and visit it. This is awkward if the landlord is with you though. Oh, and bear in mind that the online reviews may be a couple of years old and reflect different management situations.
|
# ¿ Nov 21, 2011 15:31 |
|
fletcher posted:I'm at the end of my lease and if I renew for another 7 months they will raise my rent by $140, which seems pretty absurd. Is there any recourse or do I just have to bend over and take it? This is in California. Nope that's the way it goes. Sorry. grumperfish posted:Just wanted to post to say thanks to the OP and the posters in this thread. Glad it was helpful!
|
# ¿ Dec 30, 2011 16:03 |
|
2508084 posted:My question is along furnishing a place you live than moving out. Besides amazon, are there any places online to get fairly decent furniture (400-500$ for a slightly-bigger-than-loveseat sofa) who DOESNT absolutely price gouge on delivery? I dont know anyone who owns a truck and the nearest ikea is over an hours drive. I'm willing to suck up a delivery charge (or rent a truck, but gas+rental is about the same to drive the drive to ikea) if paying 100$+ to have something shipped to your house is the norm. When I got my sofa (from American Signature furniture, pretty affordable and OK quality), I picked it up the same day I moved so I already had the Uhaul engaged (I think the Uhaul for 24 hours was $70ish total, not great but better). It was a lot cheaper than paying for delivery. As for places online, you might look at overstock.com. There are lots of online furniture places but I don't know how reputable they are... many of them have very lovely websites. I would at least want to go and look at the models of sofa/whatevs you're interested in in person in a real furniture store before buying it online. You want to make sure it's comfortable, and pictures can be very different from reality, especially in terms of fabrics. edit: vvvvv this is a very good point and you should definitely do this if possible. I imagine you might even be able to haggle your way to free delivery in some cases. Eggplant Wizard fucked around with this message at 20:55 on Jan 11, 2012 |
# ¿ Jan 11, 2012 17:27 |
|
dopaMEAN posted:I want to get one made of microsuede I think, since so far a cheap microsuede ottoman has gone unmolested by the cats. I have $500 to spend. BigLots looks like it might have some nice options made by Simmons, but I don't want to waste my money on a sofa that will have poor construction and I'm not sure if BigLots if trustworthy. I got microsuede for the same reason, but just FYI it is not all created equal. Mine holds up PRETTY well, like they're not going to tear it apart like they will a woven fabric, but little threads are poking out of it higgledy piggledy in the places they latch on to the most. I'm not sure how you'd know ahead of time whether you got the hardy kind of microsuede... Maybe just read a lot of reviews and look especially for ones by cat owners? :\ Mine are from American Signature. They're definitely cheap ($740ish for a couch & loveseat set) but they look pretty nice.
|
# ¿ Jan 23, 2012 22:57 |
|
Getting some kind of basic lease agreement might be a good idea, yeah. I'd check with the Legal Megathread for that.
|
# ¿ Jan 24, 2012 21:48 |
|
Blackbird Betty posted:Eurgh. Look for a new flatmate. Tell PassiveAggressiveGirl that NewPerson is moving in on MonthDay and she'll need to be out by then. Note: actual existence of new flatmate is optional.
|
# ¿ Jan 26, 2012 22:00 |
|
TheKeeper posted:I have been living with family for the past several years and wish to once again strike out on my own. The only issue is that at the moment I am unemployed, however due to a recent inheritance I do have a substantial amount of money in which to hopefully offset that minor detail. Not a landlord, but... I would offer to bring a copy of your bank statement, not to pay the whole lease in advance. If you pay the whole thing in advance it leaves you up poo poo creek if something goes wrong or if you have to leave suddenly. You can offer to give a bigger security deposit or something, or pay maybe 2 or three months' rent upfront instead of just the first month. Kasonic posted:So I'm in the process of hunting for an apartment and seven for seven of the ads I contacted on craigslist in my area(Southern PA) were scams. Is Craigslist pretty much worthless or am I just unlucky? Yeah, what Ashcans said basically. I haven't had too many problems with scams when I have used craigslist, but I'm in a university area with tons of apartment turnover so maybe the scams just get drowned out. Keep on looking, but you might need to do more legwork (like literally walking around looking for for rent signs) in your area.
|
# ¿ Jan 29, 2012 21:22 |
|
It's standard to put your old landlords on apartment applications as references, but I do not know how common it is for potential landlords to actually follow them up. Your new management people ought to still have records etc. from the old management, so they should be able to see if you were ever late on rent, caused issues, etc. You could perhaps ask them to provide you with a short written statement attesting to yoru responsibility as a tenant to attach to your apps, so that you could have a positive reference ready to counteract the bad credit score. It can also help to tell potential landlords in advance that you have a bad credit score and it's due to x, not to being a lovely renter, and it's leftover stuff from years ago. Normally you could also show them paystubs to show that you have steady income coming in, but if you'd be moving before getting a job, that might be trickier (once you do get a job, you can show them a copy of your offer letter or contract or whatever has your salary on it). Basically, the more information you can give them about why you're a Solid Choice, the better. You will probably still get rejections, but that's life.
|
# ¿ Jan 31, 2012 18:51 |
|
Clevername Lookhere posted:Maybe I'm overthinking it and it's just as simple as "make a list of what each of you have, eliminate the duplicates, see what's missing" but figured this might be a good spot to ask for advice from people that have done this before. That'll be a good start, yep. This may be more on the E/N side of things, but before you sign a lease, make sure you're both clear on how payment for things is going to be divided (50/50? Does one of you make more than the other and want to pay more? etc.). Don't let it just work itself out. Another thing to do is talk about household chores. And this is pretty pessimistic, but JUST IN CASE poo poo doesn't work out, I wouldn't hurry to give away the extra TV or other expensive items. You may also find that one of you really really their your couch and wants to keep it, and the other person hates it and can't wait to never see it again. So be prepared. It might also go super well with no hiccups! It can happen!
|
# ¿ Feb 3, 2012 15:05 |
|
I know we have people in here who've talked about this issue before, so look back in previous pages. In any case you should definitely run this by the legal questions thread as well because they'll be able to tell you specifically what you can/can't do.
|
# ¿ Feb 11, 2012 21:46 |
|
Aquatic Giraffe posted:Can your parents cosign? Having seen some of Dabbo's posts about her family, no, they emphatically can't. She's trying to get away from them and they are horrible. Sorry I don't have anything useful to offer you, Dabbo Maybe you could ask around Portland services for low-income people and see if they know of places willing to take people with bad credit? Hopefully they would not be too dive-y. In the meantime, if you can, it would be a good idea to start building credit (Ask here, but the basic answer is "secured credit card").
|
# ¿ Feb 17, 2012 14:44 |
|
I found a roommate on craigslist once. We got along very well and had a lot in common (vegetarian/vegan catlovers) and I liked living with her. The main thing I would suggest is that you meet them in person and talk with them for a while, and also make sure you see their living space (and they see yours, I guess). It helps you to know if your standards for tidiness are compatible. If red flags start to go up at any time in the process, call it off and look for someone else. Craigslist can totally work, but as with most things it's up to luck whether you find someone you can do well with or not. The usual online caveats apply: meet for the first time in a public place and/or with a friend... okay that's the main one, really.
|
# ¿ Feb 22, 2012 01:49 |
|
DoctorJones posted:Anyone have any information on moving across the country (USA) on a limited budget? I could potentially move myself if I rented a truck, but I don't know how cost effective this would be vs. hiring a mover. There are a couple of posts on long distance moves on the first page of this thread.
|
# ¿ Feb 29, 2012 17:55 |
|
The only problem with that plan is that you are poo poo out of luck if they decide not to pay rent, or knock a big hole in the wall. If you're going to sublet, (1) check it out with your landlord first and (2) make sure you have some sort of signed agreement/sublet lease with the subletter for rent, damages, behavior, etc.
|
# ¿ Mar 4, 2012 00:18 |
|
Go to their complexes and try to get residents to talk to you, then? I don't know what else you could do. On the whole if I got a bad feeling from a place I probably wouldn't go for it, but I'm not you & I don't know what your other options are.
|
# ¿ Mar 6, 2012 16:07 |
|
Nessa posted:My options seem to be: Air mattress? You'd have to inflate it every day which can be kind of a pain, but you can get ones that inflate quite quickly these days, and it would store easily. Otherwise, just get a thick foam/memory foam topper from Overstock or something and use that. You have to roll them up to store them which is a bit troublesome, but it'd be easier than what you're doing now.
|
# ¿ Mar 7, 2012 14:47 |
|
Toriori posted:I just wanted to ask before I started a thread, I'm considering moving out of my parents house post-graduation and it made me curious to hear other goons "the first time I moved out" experiences plus. I don't want to derail the thread by asking in here, is it alright if I post one? Make it clear you're looking for experiences & stories, not advice, and that's fine. If you want advice please just ask here. Also note in the op that I say it's okay along those lines so one of the other mods doesn't just close it. I might end up moving it to pyf if it works out as a story thread.
|
# ¿ Mar 10, 2012 16:30 |
|
I suggest going into BFC and asking their help for budgeting etc.
|
# ¿ Mar 17, 2012 20:04 |
|
|
# ¿ Apr 29, 2024 03:29 |
|
Definitely look into roommates. I have always lived with a roommate in grad school and it's been fine. Run your budget by BFC too and see what they can do to help you cut corners. I do know that it's generally recommended to not spend more than around 30% of your (gross) income on rent, though.
|
# ¿ Mar 21, 2012 03:20 |