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Nam Taf
Jun 25, 2005

I am Fat Man, hear me roar!

Hey tuyop remember all the times I poo poo on you and gave you hell because you were an idiot?

Well loving well done for getting this far. I wanna see animated gifs of fireworks and kittens on the big day. Only 15 more sleeps to go!

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peter banana
Sep 2, 2008

Feminism is a socialist, anti-family, political movement that encourages women to leave their husbands, kill their children, practice witchcraft, destroy capitalism and become lesbians.
You did it tuyop! Continue to do awesome things and not do loving up things!

haplesscardsharp
Sep 6, 2012

Keep On Truckin'
Don't forget to count on your bonus, despite evidence that you won't be getting a lot.

tuyop
Sep 15, 2006

Every second that we're not growing BASIL is a second wasted

Fun Shoe

HipGnosis posted:

You did it tuyop! Continue to do awesome things and not do loving up things!

Not yet. Something terrible could happen at any moment and send me spiraling into skipping work and taking a vacation around the world!

Haifisch
Nov 13, 2010

Objection! I object! That was... objectionable!



Taco Defender

tuyop posted:

Not yet. Something terrible could happen at any moment and send me spiraling into skipping work and taking a vacation around the world!
Just relax, take a deep breath, and decorate your ceiling to look like fireflies.

Twerk from Home
Jan 17, 2009

This avatar brought to you by the 'save our dead gay forums' foundation.

tuyop posted:

You too, guys!

Goals: Pay off car. Go hog wild.

The car loan will be paid off when I get paid around the 21st.

That car has been your albatross, congratulations! Are you going to keep updating us even after your debt is gone?

tuyop
Sep 15, 2006

Every second that we're not growing BASIL is a second wasted

Fun Shoe
/\/\/\ I don't mean to gloss over the posts of gratitude. I'm really happy that all this has helped other people, thank you!

Weinertron posted:

That car has been your albatross, congratulations! Are you going to keep updating us even after your debt is gone?

I think the standard policy is to close the thread and use it as a Cornholio-esque epic success story for future generations. I'll probably end up posting pics of our glorious BASIL farm and updates as we approach FI from the comfort of our shitbucket toilet in the various incremental success threads in BFC. I don't think success logs are really done here.

Old Fart
Jul 25, 2013
That's awesome dude. Congrats.

Jeffrey of YOSPOS
Dec 22, 2005

GET LOSE, YOU CAN'T COMPARE WITH MY POWERS
I'll miss your thread when it's gone, though I can only imagine the satisfaction of hitting close on that awful burden of debt forever. I'm sure BFC will be happy to give advice on future financial decisions if you want it.

Slow Motion
Jul 19, 2004

My favorite things in life are sex, drugs, feeling like a baller, and being $30,000 in debt.
Gonna miss you buddy. See ya at the opera some day.

Old Fart
Jul 25, 2013
This isn't really on topic, but there's nowhere else to post it. I'm an American living and working in Canada, and I just finished my first full year. Looking now into RRSP and holy crap is it poo poo-tons better than the IRA system down south. In the US, you can invest $5k a year and that's that. In Canada, you get up to ~$20k a year, and if you don't max out one year, you can make up the difference later. Holy smokes!

Haven't quite figured out how CPP compares to SSI, one step at a time.

Also the whole thing about higher taxes is a myth for most people. For lower incomes the tax bracket jump kicks in later, and the upper cap is actually lower. Tho granted in the US there are more deductions and the like for mega rich, but most people don't fall in that category. And there are some differences between states and provinces. But up here we get that year of family leave and a little benefit called healthcare.

(Sorry for the hijak, tuyop, but you've talked about this stuff here. :))

Oh, Canada!

bam thwok
Sep 20, 2005
I sure hope I don't get banned

Old Fart posted:

This isn't really on topic, but there's nowhere else to post it. I'm an American living and working in Canada, and I just finished my first full year. Looking now into RRSP and holy crap is it poo poo-tons better than the IRA system down south. In the US, you can invest $5k a year and that's that. In Canada, you get up to ~$20k a year, and if you don't max out one year, you can make up the difference later. Holy smokes!

Haven't quite figured out how CPP compares to SSI, one step at a time.

Also the whole thing about higher taxes is a myth for most people. For lower incomes the tax bracket jump kicks in later, and the upper cap is actually lower. Tho granted in the US there are more deductions and the like for mega rich, but most people don't fall in that category. And there are some differences between states and provinces. But up here we get that year of family leave and a little benefit called healthcare.

(Sorry for the hijak, tuyop, but you've talked about this stuff here. :))

Oh, Canada!

Yeah? Well if it wasn't for :911: they'd be speaking French and Russian up there. So quit your trash-talking.

Elephanthead
Sep 11, 2008


Toilet Rascal
401k contribution limits are higher if you are over 50 so USA USA USA.

No Wave
Sep 18, 2005

HA! HA! NICE! WHAT A TOOL!

Old Fart posted:

This isn't really on topic, but there's nowhere else to post it. I'm an American living and working in Canada, and I just finished my first full year. Looking now into RRSP and holy crap is it poo poo-tons better than the IRA system down south. In the US, you can invest $5k a year and that's that. In Canada, you get up to ~$20k a year, and if you don't max out one year, you can make up the difference later. Holy smokes!

Haven't quite figured out how CPP compares to SSI, one step at a time.

Also the whole thing about higher taxes is a myth for most people. For lower incomes the tax bracket jump kicks in later, and the upper cap is actually lower. Tho granted in the US there are more deductions and the like for mega rich, but most people don't fall in that category. And there are some differences between states and provinces. But up here we get that year of family leave and a little benefit called healthcare.

(Sorry for the hijak, tuyop, but you've talked about this stuff here. :))

Oh, Canada!
The USA also has 401k, which has a contribution limit of $17.5K.

Old Fart
Jul 25, 2013
Ah, gotcha, okay that makes a bit more sense.

Well, still, if it weren't for threads like tuyop's and others, I wouldn't be in a position to dump a bunch of cash into an RRSP account in the first place. So, yay, back on topic. Kinda.

tuyop
Sep 15, 2006

Every second that we're not growing BASIL is a second wasted

Fun Shoe

Old Fart posted:

This isn't really on topic, but there's nowhere else to post it. I'm an American living and working in Canada, and I just finished my first full year. Looking now into RRSP and holy crap is it poo poo-tons better than the IRA system down south. In the US, you can invest $5k a year and that's that. In Canada, you get up to ~$20k a year, and if you don't max out one year, you can make up the difference later. Holy smokes!

Haven't quite figured out how CPP compares to SSI, one step at a time.

Also the whole thing about higher taxes is a myth for most people. For lower incomes the tax bracket jump kicks in later, and the upper cap is actually lower. Tho granted in the US there are more deductions and the like for mega rich, but most people don't fall in that category. And there are some differences between states and provinces. But up here we get that year of family leave and a little benefit called healthcare.

(Sorry for the hijak, tuyop, but you've talked about this stuff here. :))

Oh, Canada!

Check out the Canadian finance thread on this here forum if you like. :)

SiGmA_X
May 3, 2004
SiGmA_X
I hope you don't close the thread. But that's just me.

meanieface
Mar 27, 2012

During times of universal deceit, telling the truth becomes a revolutionary act.
Can we have a thread outside of BFC that's just monthly updates on Tuyop's BASIL and other life happenings?

We need to know if you ever get a yurt.

tuyop
Sep 15, 2006

Every second that we're not growing BASIL is a second wasted

Fun Shoe

meanieface posted:

Can we have a thread outside of BFC that's just monthly updates on Tuyop's BASIL and other life happenings?

We need to know if you ever get a yurt.

I have a blog but it has absolutely nothing on it and I'm taking eight classes this semester (3.2 GPA with seven last semester, suck it*) so I have almost no time.

I really appreciate that you guys like hearing about my life and irrational musings though! :glomp:

* I got DESTROYED in volleyball and track class because I can't really straighten my back to do the overhead movements properly and 40% of the mark was based on doing the movements properly. If you take away those marks, I would have gotten a 4.0. :mad: phys ed was a terrible mistake. I mean I got literally 100% in history!

Leperflesh
May 17, 2007

tuyop posted:

* I got DESTROYED in volleyball and track class because I can't really straighten my back to do the overhead movements properly and 40% of the mark was based on doing the movements properly. If you take away those marks, I would have gotten a 4.0. :mad: phys ed was a terrible mistake. I mean I got literally 100% in history!

The idea of PE classes that aren't just pass/fail is nuts to me. How in the hell do you say one guy has a B+ in vollyball and another guy has an A-? Obviously it's based on "doing the movements right" but that's clearly biased towards whoever happens to be in the best physical shape, and that's not exactly what an academic performance rating system is for, you know?

tuyop
Sep 15, 2006

Every second that we're not growing BASIL is a second wasted

Fun Shoe
I'm a little bit bitter about it now. Part of the class was working with high school coaches at a tournament and I now know more than four of the five I met who were just science or English teachers who had watched some volleyball drill videos after being voluntold to coach volleyball. I wouldn't be a high level coach because I don't have the technical know-how but I could totally manage.

Another part of my terrible performance is the fact that I hated team sports and never played any growing up. I'm clumsy and unskilled in anything but weight lifting and endurance sports and poo poo like fencing or squash. It must look like I don't take the class seriously or something to the professor.

I practiced my rear end off and bought a volleyball ($40 sick Nike ball, more like volleyballin, amirite?) to go over the skills with toeshoes for hours on my own time. It didn't matter, though.

haplesscardsharp
Sep 6, 2012

Keep On Truckin'

tuyop posted:

voluntold

I am volunstealing the gently caress out of that word.

tuyop
Sep 15, 2006

Every second that we're not growing BASIL is a second wasted

Fun Shoe

haplesscardsharp posted:

I am volunstealing the gently caress out of that word.

Haha it's an army term. I also like "forced fun".

Strabo4
Jun 1, 2007

Oh god, I'm 'sperging all
over this thread too!


Congrats Tuyop! It must be pretty loving awesome to finally be debt-free. Seeing your success has really motivated me to be smarter about my money. Thanks, Tuyop.

We will be needing updates of course, at least for the continuing case of Tuyop vs Transportation. Your incredible misfortune is amazing.

FrozenVent
May 1, 2009

The Boeing 737-200QC is the undisputed workhorse of the skies.

tuyop posted:

I practiced my rear end off and bought a volleyball ($40 sick Nike ball, more like volleyballin, amirite?) to go over the skills with toeshoes for hours on my own time. It didn't matter, though.

Did that ball come out of entertainment or education?

Are you sure it was the most cost efficient ball?

Are you going to resell the ball?

tuyop
Sep 15, 2006

Every second that we're not growing BASIL is a second wasted

Fun Shoe

FrozenVent posted:

Did that ball come out of entertainment or education?

Are you sure it was the most cost efficient ball?

Are you going to resell the ball?

Sports - memberships and equipment. As opposed to Sports - Food and supplements

Absolutely not. There was an $18 ball, none of which were round and the surface material was some sort of cheap foam that you could pick off. There was a $24 ball that seemed cool, but it was an indoor ball and we play outside. The Nike one was just outstanding and beautiful.

Never. This is a lifelong ball.

FrozenVent
May 1, 2009

The Boeing 737-200QC is the undisputed workhorse of the skies.
At least you didn't finance or lease the ball. I can't wait until you drive the ball into a lake on your way to the shitbucket store after your next vacation.

I'm gonna miss this thread.

Wolfy
Jul 13, 2009

Honestly, tuyop's thread has been...kind of awesome. I know we don't keep success threads around but I understand the desire. After cornholio and zarg, it's been refreshing to see a success.

FrozenVent
May 1, 2009

The Boeing 737-200QC is the undisputed workhorse of the skies.
Cornholio was a success though.

kissekatt
Apr 20, 2005

I have tasted the fruit.

Wolfy posted:

Honestly, tuyop's thread has been...kind of awesome. I know we don't keep success threads around but I understand the desire. After cornholio and zarg, it's been refreshing to see a success.
Cornholio eventually also turned into a success story. Zaurg was never heard from again after he died from a self-inflicted foot wound.

ZentraediElite
Oct 22, 2002

Leperflesh posted:

The idea of PE classes that aren't just pass/fail is nuts to me. How in the hell do you say one guy has a B+ in vollyball and another guy has an A-? Obviously it's based on "doing the movements right" but that's clearly biased towards whoever happens to be in the best physical shape, and that's not exactly what an academic performance rating system is for, you know?

This is how gym was graded in my high school. We had occasional assessments on rules of the game we had learned, but you were graded subjectively based on your participation. If you didn't look like you were trying hard enough, the teacher would ask you to sit out -- whether or not you actually were trying. My gangly post-pubescent self was pretty awful at basketball, and I got a B in 10th grade gym because of it.

FrozenVent
May 1, 2009

The Boeing 737-200QC is the undisputed workhorse of the skies.
The only good college phys. ed. classes were camping. Go sit around in the wood for a weekend, get an A+ because I know how to read a loving map? Yes please.

dreesemonkey
May 14, 2008
Pillbug

tuyop posted:

I practiced my rear end off and bought a volleyball ($40 sick Nike ball, more like volleyballin, amirite?) to go over the skills with toeshoes for hours on my own time. It didn't matter, though.

Pffffft, Molten or go home ya hoser.

bam thwok
Sep 20, 2005
I sure hope I don't get banned

FrozenVent posted:

The only good college phys. ed. classes were camping. Go sit around in the wood for a weekend, get an A+ because I know how to read a loving map? Yes please.

I took a bowling class for PE one semester. You could skip as many classes as you wanted if you made up the hours on your own, all in a single day if you want. Plus they served beer.

Leperflesh
May 17, 2007

ZentraediElite posted:

This is how gym was graded in my high school. We had occasional assessments on rules of the game we had learned, but you were graded subjectively based on your participation. If you didn't look like you were trying hard enough, the teacher would ask you to sit out -- whether or not you actually were trying. My gangly post-pubescent self was pretty awful at basketball, and I got a B in 10th grade gym because of it.

Tanking your high school GPA because you are a lazy poo poo who won't participate in team sports is one thing. Tanking your college GPA because the teacher thinks your vollyball technicals aren't perfect is loving retarded. We're talking about adult school time now.

Actually I think receiving college credit for doing sports is kind of dumb in the first place, much less requiring it. Mind you, I took archery like five times, to get the maximum number of pass/fail PE credits I could get, because why not? It was fun. But it's idiotic, too. College credits are supposed to be a measure of your academic performance, not how well you do sports. :argh:


A fraction of a point in your GPA can be enough to put you past the threshold for magna cum laude/summa cum laude honors, though, so if you're going to have for-credit PE, at least make it pass/fail. You show up, participate, maybe get into a little better shape? OK you pass. No impact on your GPA.

tuyop
Sep 15, 2006

Every second that we're not growing BASIL is a second wasted

Fun Shoe

Leperflesh posted:

Tanking your high school GPA because you are a lazy poo poo who won't participate in team sports is one thing. Tanking your college GPA because the teacher thinks your vollyball technicals aren't perfect is loving retarded. We're talking about adult school time now.

Actually I think receiving college credit for doing sports is kind of dumb in the first place, much less requiring it. Mind you, I took archery like five times, to get the maximum number of pass/fail PE credits I could get, because why not? It was fun. But it's idiotic, too. College credits are supposed to be a measure of your academic performance, not how well you do sports. :argh:


A fraction of a point in your GPA can be enough to put you past the threshold for magna cum laude/summa cum laude honors, though, so if you're going to have for-credit PE, at least make it pass/fail. You show up, participate, maybe get into a little better shape? OK you pass. No impact on your GPA.

Yeah I think this minor disqualifies me for any academic awards because I suck at it. I hope that doesn't make it much harder to find a job.

Really though, it's the best part of the last semester, and not only for the fun of playing volleyball in the middle of dry lecture courses, but because it's the first thing in school I've really sucked at. It was so frustrating and dreadful to go into an evaluation knowing that despite my practice and whatever else I'd done, I'd still get a mediocre or failing mark. It was like I didn't know the language or something and it really helped give me a sense of empathy for students who don't read good or do other stuff good. Now I know I'll never run a class so that it favors students with academic or physical aptitudes in an unbalanced way if I can help it. Like, if 30% of a course is a standardized written exam, most of the other 70% will have an option for some other form of evaluation like a dance or play or debate or rap or something.

haplesscardsharp
Sep 6, 2012

Keep On Truckin'

dreesemonkey posted:

Pffffft, Molten or go home ya hoser.

tuyop posted:

The Nike one was just outstanding and beautiful.

Tom Cruise is about to kick your collective asses.


It was Tom Hanks in Cast Away, but he's not relevant anymore.

peter banana
Sep 2, 2008

Feminism is a socialist, anti-family, political movement that encourages women to leave their husbands, kill their children, practice witchcraft, destroy capitalism and become lesbians.

FrozenVent posted:

The only good college phys. ed. classes were camping. Go sit around in the wood for a weekend, get an A+ because I know how to read a loving map? Yes please.

God this sounds way better than anything that was offered at my high school

FrozenVent
May 1, 2009

The Boeing 737-200QC is the undisputed workhorse of the skies.

HipGnosis posted:

God this sounds way better than anything that was offered at my high school

This would have been a first year of college course in the states (Third semester of CEGEP in Quebec), it rocked, and it took all of one Saturday and one weekend, so I had an extra two hours of free time a week!

Then I transferred to a technical college where the only options for gym were weight lifting, general phys. ed and a swimming course where the instructor was convinced he could teach you to swim your way ashore from a sinking cargo ship in winter or something. You had to take three, so... I was smug as gently caress about those camping gym credits, believe me.

tuyop posted:

Yeah I think this minor disqualifies me for any academic awards because I suck at it. I hope that doesn't make it much harder to find a job.

Spoiler: Nobody gives a drat about those awards.

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tuyop
Sep 15, 2006

Every second that we're not growing BASIL is a second wasted

Fun Shoe

FrozenVent posted:

This would have been a first year of college course in the states (Third semester of CEGEP in Quebec), it rocked, and it took all of one Saturday and one weekend, so I had an extra two hours of free time a week!

Then I transferred to a technical college where the only options for gym were weight lifting, general phys. ed and a swimming course where the instructor was convinced he could teach you to swim your way ashore from a sinking cargo ship in winter or something. You had to take three, so... I was smug as gently caress about those camping gym credits, believe me.


Spoiler: Nobody gives a drat about those awards.

Are you a teacher? What does improve your chances of finding employment? I'm hoping to work in like, Igloolik for a time so moving up north is not a problem for me.

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