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One thing to be very careful about when doing a balance transfer to another credit card is NOT to use that credit card until you've paid the balance off. I've always seen them apply a rule that your payments go towards what you transferred and not your new purchases. Therefore you end up getting a poo poo ton of interest applied to your purchases.
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Jan 25, 2013 16:42
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| # ¿ May 22, 2024 09:04 |
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I know it's fun to jump all over tuyop, but he was clearly talking about his friend.
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May 14, 2013 20:35
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It's really not a problem though. Tuyop and toeshoes are making candles from their earwax, all it took was getting a $25 book on earwax candles. Now they have free light and are recycling body waste y'all 
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Jul 31, 2013 15:59
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WampaLord posted:
I don't know where you live, but anytime I move, I get the security deposit after I move out but have to pay the new place's security deposit BEFORE I move in. It's a situation that many people face that often results in borrowing money* *hello savings/emergency fund
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Aug 27, 2013 17:06
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tuyop posted:To be fair, the "pile of debt" at this point is a 16.8k car loan at 1.9% interest with a >100k/year gross salary. It's a big problem because I'm upside-down on the car by probably about 10k, but it's not what most normal, middle-class people would consider a crippling debt burden. I think the most dangerous situation you're now finding yourself in is that you are really focused on how much money you're making and then living up to that to an extent. Buying a mac book air (gently caress the MBA abbreviation y'all) is fine because of that >100k/year gross salary. The problem is that after several of those "not a problem because I make >100K" you find yourself living dangerously close to spending all your income. Let's face it tuyop, it doesn't really sound like you've ever been bad off. I don't recall any points where you were earning peanuts. You didn't end up in debt because of a lack of income, it was due to an excess of spending. That's the danger with you and why people are voicing concern about the mac book air.
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Aug 28, 2013 16:32
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| # ¿ May 22, 2024 09:04 |
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Well done Tuyop...how do you feel?
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Jan 21, 2014 15:38
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