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illcendiary
Dec 4, 2005

Damn, this is good coffee.

moana posted:

As long as you're building credit in other ways, that is fine. I don't understand the mentality, though. If you have the willpower to never own a credit card, what is so hard about just not misusing it?

I don't really get it either. It's as if some people think that the card literally jumps out of your wallet and starts spending itself without your consent.

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