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So this has always bugged me. How can everybody save save so much on car insurance? I'm sure there were a lot of inefficiencies in the system that the online companies (geico, progressive, esurance) worked out lowering rates overall for everybody, but at some point insurance is insurance, right? Do the different companies use wildly different formulas for calculating risk?
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Sep 22, 2012 05:39
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| # ¿ May 3, 2024 10:18 |
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I'm getting married, so I know how that works with my insurance, but I'm guessing a baby is the same way. I have 30 days to add my soon to be wife to my plan after the marriage, and the effective date is the day of our marriage. So I think in your case you've got 30 days to add your baby to his insurance, but the effective date would be the birthday of the baby. You might have to do some extra legwork to get the insurance to pay for a checkup a few days after the birth since at that moment in time the child won't be in the system, but the baby should have retroactive coverage.
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Oct 17, 2012 20:47
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