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How much liability (auto) insurance should someone buy? I get that it's important and can be supplemented with an umbrella policy, but most web sites I've seen don't give a number or a method to calculate what you need, but instead say something like 'Buy a lot! If you don't have enough you'll get sued for all of your assets'.
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Aug 7, 2012 21:01
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| # ¿ May 4, 2024 08:02 |
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My wife is employed by the State of Illinois, and none of her claims for this plan year have been paid to the providers. On the insurance website, they all say “Approved. Awaiting funding.” Apparently Illinois decides to not pay the insurance company any money yet. Now we’ve started to receive bills from the providers for the full, non-negotiated amounts. So $200+ doctors bills for what should be a $30 copay. Should we be making any payments in the mean time? If so, how much? Like for the above example: The doctors bill was $250 The insurance company’s rate was $160 Our normal copay is $30 Personally I’m hesitant to make any payments at all.
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Jan 13, 2019 23:30
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She has Aetna. I’m guessing that it’s too much to hope for that Illinois gets their act together any time soon. Most of the articles I’ve been reading about the issue are from 2017.
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Jan 14, 2019 17:27
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