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iv46vi
Apr 2, 2010
TLDR:Would claim under renter insurance affect my home premium in the future?

Actual: We have bought a home and finishing up remodel before moving end of month. Meantime we rent and have tenant insurance. Both policies are under same company. Couple weeks back my kiddo tossed a hot wheels car at our tv and cracked the screen. It was nice OLED and not really in a budget for replacing right now. I asked support chat for renters policy and they said to open a claim “just in case” and that adjuster will advise if the claim is valid.
In the meantime I got to think if this claim will affect my home policy come renewal?

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iv46vi
Apr 2, 2010
I’m still playing phone tag with adjuster, so not sure how they pay. My deductible in Canadian bucks is 1000, the tv hasn’t changed much in price point at about 2300-2500 for old and equivalent new.

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