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MikeRabsitch
Aug 23, 2004

Show us what you got, what you got
I've had renter's insurance for years now and still not sure how it works if my apartment went up in flames. Do I then make a list of my stuff for the insurance or do they just give me a check for how much I was covered for? I don't save receipts or anything and would probably forget a bunch of stuff if I had to list it out. How does that all work? Should I just take pictures of all my stuff?

For auto - I have an SR25 or whatever flag it's called, got a ton of tickets and had my license suspended way back in the day. I've been a clean driver for the last six years though. Does that go away and will my rates ever come down? This was all before I was 25 if that matter, now I'm 28. My rates aren't too bad with Progressive/Geico, but I'm told with State Farm or the other big agent firms my rates would be horrific. Will that ever change?

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