|
What's the consensus on car insurance for a rental car? I'm flying into LA for six days to visit a friend, but I don't own a car (and thus don't already have car insurance). He's going to have to work some of the days I'm there so I figured I'd rent a car to get around. I was looking and it looks like in California, a "Collision Damage Waiver" is pretty standard so if I end up doing minor damage to the car, that's covered. Am I right in thinking that if I get into a wreck, I'd be hosed unless I bought the extra $9-14 a day extended protection? Would it be grossly irresponsible of me to not get insurance or is that something I would be OK without since I probably won't get into a wreck with 6 days of city driving?
|
#
¿
Apr 25, 2013 19:43
|
|
|
|
| # ¿ Apr 28, 2024 14:23 |
|
|
LongDarkNight posted:Absolutely get the CDW. If you don't carry insurance you could be completely hosed in the event of a loss. Yeah, I would definitely get insurance that protects me if car is damaged or stolen (at least one rental place I looked at had it included in the normal rate) but would it also be necessary to get the insurance that covers third party injury/property damage?
|
|
#
¿
Apr 25, 2013 21:13
|
|
|
Sperg Victorious posted:I use the Amex Premium insurance. Only had to file 1 claim, but the rental agency didn't do anything with it. Only a scuffed bumper. Yeah, I think I'm going to have to shell out the extra cash for the liability coverage. Nothing ruins a good time like having a fender bender (or worse) and then having to pay thousands to replace someone's bumper (or worse).
|
|
#
¿
Apr 29, 2013 18:51
|
|