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Pillowpants
Aug 5, 2006
I just had to post this here.

My wife and I just bought a townhouse, thus increasing our payment from $600 rent to a $1423 mortgage (with property tax, condo fee, insurance)

Naturally, being a worrier I freaked out at first when we were looking but then I fixed it.

I cut our cable bill by $100 (Basic cable and internet + netflix instead of everything on comcast)
We got rid of the guinea pig ($50)
Paid off my wife's personal loan ($200) and credit card ($150)
Moving from a ghetto to a nice town lowered our car insurance payments by $100 a month.

I'm proud of myself that I was able to cut $600 of expenses a month to make our mortgage payment hurt less.

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Pillowpants
Aug 5, 2006

kansas posted:

Can you elaborate on this?

My wife's coworker took the guinea pig for her kid. We didn't put it to sleep haha.

Bedding was $30 a month, food was $16-20. It was a waste of money for us.

Pillowpants
Aug 5, 2006
This isn't for me personally,

but I helped a friend make a budget two years ago and they contacted me today to tell me that they had just paid off their last debts and save 20k, and they were going to quit their job and move to LA to pursue their dream of acting...so that made me feel really good.

Just too bad they don't have charisma.

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