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2012 was the year I got my act together. 1. Began the year with $15,987.22 in credit card and loan from family debt. Paid off completely. 2. Started a Roth IRA account, albeit an account builder. 3. Started an emergency fund, and got $2700 saved by years' end. 4. Bought a new computer, a major purchase, with cash. 5. Started saving for a new car, estimating I have 3 or so years left on current vehicle. Plan is stay focused in 2013. I've found having clear goals helps me tremendously. 1. Get Roth IRA balance up to $2500 so I can begin investing those funds (targeting March 1 for this, throwing every extra dime I have at it). 2. Fully fund emergency fund (6 months expenses by years' end). 3. Continue current savings for replacement car, and begin saving for first home (building up to goal of monthly savings amount by years' end that will be automated). 4. Max Roth contribution for 2013 (by years' end).
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Jan 6, 2013 22:23
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dreesemonkey posted:
This is interesting, will most lenders support removing escrow? Are there unique requirements to qualify for this with your lender?
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Nov 30, 2016 23:48
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