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I started my first salary-paying, RSP-matching job in November. On the RSP-managing website, there are two columns: book value and market value. The market value of my portfolio is $2.88 over what I have put into it so far (very low risk funds). Sure, it's just pocket change, but I'm earning interest on money that is half what my work is putting in on top of my salary. I'm getting paid to take free money. 
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Jan 7, 2013 16:49
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Aquatic Giraffe posted:I've got a corporate card and this card I just got approved for, I don't really need three active credit cards in my name. I may take out a store card or two in the future for big purchases (I need to buy a washer and dryer, so I may get a Lowe's card to finance it if they're offering a good deal, etc) And not that I buy anything questionable or my parents are the type who'd steal my identity/meddle with my finances, but having absolute financial freedom from my parents is appealing. How would you feel if you weren't feeling particularly good looking today and Emma Stone bursts into the office and is bragging to you about how gorgeous she is and how hard it is to be that beautiful? It's fantastic you're the Emma Stone of your finances, but debt can cause extreme anxiety, stress, or depression in people, so please don't openly brag about it. You're just making them feel like complete poo poo to make yourself feel better. I don't want to jump down your throat, but I have experienced someone commit suicide because of debt so I'm a little sensitive to it. That's great your debt free, I hope you stay that way (minus mortgage), and you have every right to be proud of it, but please think.
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Feb 8, 2013 23:16
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Zeta Taskforce posted:One of them told me that you should always have a car loan because if you ever manage to pay off your car your life style will expand and you will spend the money anyway, and then when you need another new car you won't have any room in your budget for another one. What the hell... 
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Feb 11, 2013 19:48
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One of my wisdom teeth started cracking the gumline yesterday, so I'm on deck to get all four extracted on Wednesday. I have all the money for the procedure in my savings account designated for dental/optical/medical expenses and my biggest worry is how many days I need to take off work/the gym.
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Feb 28, 2013 18:01
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