|
MJBuddy posted:Alternatively, gently caress stupid people who make bad decisions and get a shirt that said "Debt Free" to wear around her. With an attitude like that I'm surprised you didn't refer to kids as "crotch spawn!" Also, car accidents are just that, accidents. Has nothing to do with a healthy lifestyle. Regardless, my two cents worth is that money is an emotional thing for most people and the best way to go about criticizing someone's actions is to not say anything. What you should be thinking before speaking to coworkers about the three things you don't talk about in polite conversation -- money, sex, politics -- is posing the question to yourself of what benefit do I get from what I'm about to say. Establishing this thought experiment before speaking is my own form of incremental improvement. It has helped out my career greatly to not be that person who is annoyingly "better than you." It's a work environment, be a better worker and don't make the wrong kind of waves and you'll do much better in the long run. How would it have possibly benefited you with your coworkers to say that you just paid off your debt and were free while others were complaining and trying to get you to join in complaining? These people aren't your friends, they are your coworkers. You don't have to like them, just have to work with them. Reading what you've shared about this situation saying nothing or simply agreeing would have been a better option. Zeta Taskforce posted:They spent 5 months trying to convince me to get a car loan. One of them told me that you should always have a car loan because if you ever manage to pay off your car your life style will expand and you will spend the money anyway, and then when you need another new car you won't have any room in your budget for another one. People bad with money exist in every profession. I remember when I was interested in becoming a CFP and one lady I ran into who was doing it was suggesting that I take out every store credit card I could to help out my credit score. No exaggeration, she told me she "had about 30 cards" and her score was "impeccable." At the time I was getting close to breaking 800 so I obviously threw her advice in the trash. What I did when she said this was I politely listened to her reasoning (heaps of bullshit) and thanked her for the advice. I did this because it would have absolutely not benefited me in anyway to argue with her over something so silly. There's some incremental improvement that worked for me, and I hope it works for you if you implement it.
|
#
¿
Feb 12, 2013 03:46
|
|
|
|
| # ¿ May 2, 2024 11:46 |
|
|
Orange_Lazarus posted:How old are these people? Most of my co-workers are in their late fourties to mid fifties and seem to have the same mentality. If you're asking me, I estimated this lady's age to have been very late 30s to mid 40s. At the time I was low to mid 20s and I knew more than her about maintaining good credit. Your second point hits very close to home. As someone who grew up poor I have trouble reconciling that fact to this day.
|
|
#
¿
Feb 12, 2013 04:18
|
|