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AndrewP posted:Finally started allocating 5% to my Thrift Savings Plan (federal employee, gov't matches up to 5%). I'm 25, should have done it two years ago but better late than never. I know the feeling. It took me a couple years before I realized that I was basically leaving free money on the table by not contributing to the match of the TSP. At least those first couple years were only GS-7 and -9 (I'm GS-13 now) but I totally could have afforded to pay the 5% back then.
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Nov 18, 2012 14:00
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spwrozek posted:Mine just stops at the limit but not every HR is smart as I understand it. If you change jobs you have to watch it yourself though. You've also got to be careful if you've got matching contributions -- my employer specifically warns us to make sure to get the timing right since they automatically cut off contributions when you hit the max, so then you'll be contributing $0 for the rest of the year, and you therefore won't get a 401k match for the rest of the year.
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Oct 22, 2020 19:26
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