|
I've been digging my way of some poor credit choices that I made when I was unemployed for 18 months for a couple years now. Starting out, I could only get a secured credit card with an annual fee and a credit limit of $500. Yesterday, I got approved for a decent rewards card with no annual fee and a limit of $7500. I never ever carry a balance, but having the higher limit will be great for airfare, hotels, and general big purchases that it's nice to have that extra level of protection on. I've got a decent at least six month emergency fund built up, which would be larger but I had to buy a car unexpectedly this summer when my roommate wrecked my old one. Now I just want to knuckle down and get these student loans knocked out and I'll be doing a whole lot better than I was a few years ago.
|
#
¿
Oct 10, 2012 01:22
|
|
|
|
| # ¿ May 7, 2024 19:00 |
|
|
I started a Roth IRA! I was really divided about whether I should fund one for 2013 because I'm still paying student loans at relatively high rates (6.8%), but I'm still on track to finish paying them off this year, and while it makes me nervous to have less liquid cash, I know it was the right decision.
|
|
#
¿
Apr 4, 2014 06:04
|
|