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sanchez
Feb 26, 2003

CuddleChunks posted:





For the first time in my life all the money I make actually belongs to me. I can't wait to stuff it away towards a new car and travel plans and computer stuff. It's really exciting to know that I'll soon have a FICO score of 0 because I'll have no debt and no debt instruments in my name.

People have already mentioned this mostly, but if you ever want to buy a house, doing that will cost you thousands of dollars as you'll need to either pay points or accept a higher interest rate than someone with excellent credit.

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