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I've been toying with the idea of applying for a loan to consolidate my credit card debt. My CC debt is bad, but not horrendous, around 11k. Even if the rate ends up being comparable, isn't an installment loan better for your credit rating than revolving debt? I didn't see anything about this in the OP, sorry if it's been asked, but is there any early repayment penalty?
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Jul 25, 2013 21:21
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| # ¿ May 6, 2024 08:23 |
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The only complaint I have with Lending Club is that making extra payments requires manually emailing their support and that their payments take a while to process. Other than that, highly recommend them.
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Oct 11, 2013 13:11
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I was looking up my loan info for an extra payment and saw the my loan is rated B1. What does that mean, my investor overlord goons?
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Nov 19, 2013 03:03
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