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Anyone here have thoughts on WeFinance? A personal friend needed to finance her programming bootcamp and I chipped in a few thousand dollars -- I felt like I had a lot more information on her creditworthiness than banks ever would. The site keeps nagging me to fund other people's debt, but before considering it further I'd like to compare it with the other options first.
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# ¿ May 31, 2016 04:30 |
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# ¿ May 1, 2024 22:13 |
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April posted:Also, most of my charge-offs are older, from when I was not as choosy on picking notes, and going on emotion rather than numbers. You might want to calculate the value of that time as a cost, since it scales linearly in a way that a mutual fund doesn't -- if you wanted to double the amount you were investing in this, you'd need to do twice as much picky-choosey-work.
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# ¿ Sep 11, 2016 04:59 |
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a cat posted:I have a decent amount of money in both prosper and lending club. I think this is going to prompt me to slowly cash out of Prosper. I haven't used the secondary market much, but I like that it exists, one of the big draws for p2p lending for me is that it is semi-liquid. You would think that the people at prosper would understand this is a major part of its value proposition?
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# ¿ Oct 12, 2016 06:10 |