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I've been lending with Lending Club for at least 4 years. It's been an interesting ride. The customer service seems pretty good for lenders. They've called me a couple times to check out what I'm doing and why I'm doing it. It's been no biggie overall. In the last year or 18th months though, I've noticed that I've had a lot more chargeoffs. I only go for B+C+D rated loans. The big thing I've noticed is that debt restructuring loans are really taking a poo poo on me lately. And those are the only ones in the last 6 months that meet my criteria. I've been pulling money out because of this. You mileage WILL ABSOLUTELY vary though.
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# ¿ Jan 2, 2013 03:58 |
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# ¿ May 4, 2024 20:15 |