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So I requested a loan of about 12,500. There is no co-application system in place, however I posted mine and my boyfriend's income. I don't make 60k on my own, however I am considering it as income to consider as repayment for the loan (which I am to understand, is what you are supposed to do with any lending system). If they try to verify income, will I be rejected because technically some of the income is in his name? In other news, its mostly funded already! quote:Terms $12,500.00 / 3 years / 12.35% If anyone wants to invest in me, I have a loan number. But I figured I'll be safe for this moment and not post it on here until I figure out if I am allowed to.
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# ¿ Jul 12, 2013 14:23 |
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# ¿ May 7, 2024 05:33 |
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Jalumibnkrayal posted:Why are you supposed to include the income of other people who aren't co-signed on the loan or married to you? Your boyfriend has no legal obligation to repay your debts, so including his income seems very misleading. Here's to hoping I haven't invested in any $12.5k loans recently. From what I am to understand (and what banks told me before when I applied for traditional loans), any income that will be included in repaying the loan, including other sources, should be included in the consideration. We are both paying it. So we put both. I mean I could be wrong. And then I just call to cancel it and do it again properly. Also, we would be married...but you gotta love gay marriage laws... :/ Beefstorm fucked around with this message at 15:29 on Jul 12, 2013 |
# ¿ Jul 12, 2013 15:20 |
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MC Fruit Stripe posted:$8,600 invested by 5 investors? Sheesh, people are ballers. One investor did $8,000 of that. It was the first investor. And it just finished funding with 98 investors. WOOT!
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# ¿ Jul 12, 2013 18:53 |