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I initially used the 'auto generate' thing, and I am seeing a LOT of late/charged offs. I have since transitioned to vetting each loan. Also, I got access to the API, so I'm going to be building a little script to find me good loans.
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Dec 1, 2012 16:25
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slap me silly posted:The fact that you can be reinvesting that $3200/mo in something else. To get that 5%, you effectively averaged the 9.5% return of the lending investment with the 0% return from letting your $3200/mo sit and moulder. Ahhhh -- I didn't realize they calculated prospective reinvestment in to the projections.
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Dec 5, 2012 03:11
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