Let's talk about peer-to-peer lending!!

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The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Let's talk about peer-to-peer lending!!

Astonishing Wang: Nov 3, 2004

I just took a debt consolidation loan through LendingClub. It's a very easy process and I'm happy to have one payment now instead of 3, and I saved ~6% on the interest rate. The loan is at 9% vs. the 15% I had with Chase. Payments come out of my bank account automatically, with a reminder e-mail 5 days in advance. The loan was funded within a week. It got to around 50% funded, with about 25 people putting some in, and then one guy took the whole rest of it. It's neat to have all of these individuals putting their 'faith' in me and helping me out.

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The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Let's talk about peer-to-peer lending!!