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ohgodwhat
Aug 6, 2005

Bloody Queef posted:

So put it in a Roth?

An IRA through LC requires $5k for the first year and $10k for subsequent years or else you're charged $100 annually. I was thinking of opening an IRA, but I wouldn't want to stick $10k in it.

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ohgodwhat
Aug 6, 2005

Yes, they have CSVs you can download, which are quite large.

https://www.lendingclub.com/info/download-data.action

ohgodwhat
Aug 6, 2005

How likely do you think it is that Lending Club is even around in two decades or so?

ohgodwhat
Aug 6, 2005

Hmm, isn't poor performance here kind of a bellwether for the wider economy as well?

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