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We just bought a place in Edmonton - half duplex, 2009 construction, 3bdrm/2.5bath, unfinished basement - total price was $320k with CMHC and associated costs, with about 6% down. Our household income is just over $100k. The wife is thinking we can turn around and sell for $350k+ in 3-5 years and I'm not sure how to break it to her that's probably not going to happen. On the plus side now I get to figure out how to finish a basement! So that should be fun.
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Feb 16, 2013 08:08
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| # ¿ May 4, 2024 04:30 |
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Vancouver, ladies and gentlemen: http://www.vancitybuzz.com/2013/12/vancouver-vs-beverly-hills-what-4-89-million-will-buy-in-real-estate/
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Jan 6, 2014 22:54
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Cultural Imperial posted:That stuff about amenities is bullshit. I bet you most vancouverites don't care about swimming pools or saunas. It's hard enough to find an apartment with in suite laundry for gods sake. Good Lord, in suite laundry nothing, I would have killed for in *building* laundry. gently caress walking to the laundromat and gently caress having to get $25 in loonies to clean my clothes.
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May 27, 2014 20:51
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$3000 in CC debt from a string of bad times a few years back. No loans, but I do have a $270k mortgage and a $25k car loan. Wife's got about $7000 in school loans to pay off. But we're both working, no kids, sock away 30% of the income monthly to various savings, good RRSPs and TFSAs. I think we're in a good place, and every time I despair I read the Financial Post Personal Finance section or come to this thread 
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Apr 20, 2015 22:15
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Xoidanor posted:The car loan was the part that caught your attention? Putting 30% of your income towards investments while having $3000 in credit card debt from several years back is just... Down from $12k last year, feels pretty good. And its on a low rate so it doesn't bother me that much. 3 or 4 more months to paid off. Car loan is at 0% as well. The savings is a nice buffer. And I'd rather build up some savings than be stuck in the lurch if things went bad - which is what happened to originally get me into the CC debt in the first place.
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Apr 20, 2015 23:35
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One time I called in to MasterCard to have my limit reduced to $1000 after having it suddenly jumped to $10,000 and had to explain to three different people that yes, I meant less. No, not more. No, don't double the limit. Credit cards are silly things.
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Oct 1, 2015 19:26
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Jumpingmanjim posted:hahhahahah Hal's avatar. My wife has one. She works for Alberta Pension Services
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Jul 8, 2016 07:55
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PT6A posted:Is there a single sane Canadian who still holds even an iota of respect for their alma mater? Medicine Hat College represent! 
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Aug 26, 2016 21:42
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I can literally see this location from my office, and there are 3 trucks in front of it RIGHT NOW.
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Mar 27, 2017 23:02
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| # ¿ May 4, 2024 04:30 |
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PT6A posted:Is there anyone that comes door-to-door and shouldn't be ignored and despised? Bottle drives and census workers are all I can think of. The only time I answer the door is if I know the Girl Scouts are out with cookies, or if Canada Post is coming with my 15g of Girl Scout Cookies. Even then, there's enough people at the office that bring boxes in that I can get my fix without answering the door. So basically bottle drives, cookies, and weed. Everything else can get hosed.
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Apr 2, 2018 21:11
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